The purchasing power to build what’s next · Get Pre-Qualified →
For Subcontractors & Self-Performing GCs

The purchasing power to build what’s next.

Work with the suppliers you trust, build new supplier relationships as your business grows, and preserve working capital for payroll, mobilization, equipment, and larger opportunities.

Get Pre-QualifiedSee how it works →

How it works for your business.

1

Place the material order

Order from an existing or new material supplier. BuildrFi reviews the approved purchase in minutes.

2

BuildrFi pays the supplier upfront

Your supplier receives full payment upfront and keeps its pricing, terms, and direct relationship with you.

3

Choose how to pay

Repay BuildrFi on the agreed terms, or extend payment up to 12 additional weeks for a fixed financing fee based on the purchase amount.

Built for how growing trade businesses buy.

Credit built on your work

Each order approved against the real project and PO, in minutes. Your track record counts, even where a credit file alone can’t show it.

Expand your purchasing power

Place larger material orders without tying up the cash your business needs to operate and grow.

Grow your supplier relationships

Your supplier is paid in full upfront. You get the credit to place bigger orders. You become the account they grow with, and adding new suppliers is just as easy.

AP Concierge

Vendor follow-ups, balance checks, and supplier term negotiations handled for you. Builders build. We chase the paperwork.

Capture profit on the buy

Early-pay discounts and exclusive pricing through the BuildrFi supplier network. Procurement becomes a margin line, not just a cost.

A standing that works in your favor

Every order delivered builds your profile in the BuildrFi Trust Engine — a verified record that can support future purchasing-power decisions. Get your score →

Common questions.

What does financing cost?+
Repaying on the agreed terms works the way it does today. If you choose to extend payment, the extension carries a fixed financing fee based on the purchase amount, shown clearly before you select an offer.
Do I have to change suppliers?+
No. Keep the suppliers you trust and add new ones as your business grows. Your pricing and relationships stay yours. BuildrFi handles the financing behind the purchase.
Who qualifies?+
Commercial subcontractors and self-performing general contractors running project-backed work. From growing trade businesses to companies doing tens of millions a year. Underwriting weighs the work itself, so a strong track record counts.
What do I get when I pre-qualify?+
A purchasing-power snapshot, your BuildrFi Score, a tailored A/P strategy, and clear financing options with available terms, fees, and next steps.

See what your business can build with BuildrFi.

Pre-qualification takes a few minutes and shows your potential purchasing power.

Get Pre-Qualified